Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Raising Healthy Children Healthy habits are one of the greatest gifts to give your child. Assess Life Insurance Needs How to help determine life insurance needs to provide for your family after you pass away. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases.